Does Boat Insurance Cover Sinking?

A boat owner will face a variety of threats over time, such as theft and fire, but one of the top issues to concern them is their boat sinking. Luckily, boat insurance is tailored to cover the most common threats to help give the boat owner peace of mind.

Don’t Risk Loss From Sinking

Boats can sink for several reasons, which is a concern for all sizes. Most boat insurance policies cover the possibility of it sinking, but offer a range of different provisions for what is included. In most cases, the hull and the motor is covered, but any personal belongings or additions may require policy add-ons to give complete protection. The best way to get full protection is to work with an insurance agent who can offer solutions to meet individual needs.

Work With An Established Professional

Boat insurance should be purchased with the help of an experienced insurance professional who can explain the coverage details and offer additional policy add-ons to meet specific needs. Because of this, a boat owner can get the blanket of protection necessary to avoid losses and gaps in coverage. Boat owners living in the Niles, OH area should speak with an insurance agent at Ruddy Insurance Group to get more information about available boat coverage options in their area. 

Boats are one of the most costly purchases someone will make in their lifetime. In some instances, their value can exceed the value of their car or even the home. Get top-quality insurance protection for those living around the Niles, OH area by working with Ruddy Insurance Group, and call or stop by for a consultation.