Does Snowmobile Insurance Cover Medical Bills?

There is nothing better than playing in the snow in Niles, OH, especially if you are the proud owner of a snowmobile. Unfortunately, there is the risk of accidents when you are cruising carefree down the powder-covered hills. When you obtain a snowmobile insurance policy from Ruddy Insurance Group, you can rest assured that you and your snowmobile are protected.

Medical Expense Coverage

If you are injured while operating your snowmobile, the medical expense coverage included in your snowmobile insurance policy will provide you with help in paying the related medical bills. Keep in mind that the amount paid is subject to your deductible and coverage limits.

Some snowmobile insurance policies will cover any passengers, while others will require you to purchase additional coverage. If you plan to have riders on your snowmobile with you, be sure to talk to your insurance agent to make certain that their medical expenses will also be covered in the event of an accident.

Bodily Injury Liability

If you are found to be legally responsible for an accident where another party was injured, bodily injury liability coverage will cover the cost of their medical expenses.

Medical bills for you, your passengers, or other involved parties can add up quickly following an accident. It is vital that you have the proper snowmobile insurance coverage in place. A team of talented agents at Ruddy Insurance Group is happy to help assess your need to find the best coverage solution. We offer several benefits for those in the Niles, OH area.

Before you hit the snow, give our experienced agents a call to learn more about the coverage options that we have available or request a quote. We are here to address any concerns and answer any questions that you have.