Click to Call
Ruddy Insurance Group

724 Youngstown Warren Rd , Suite 10
Niles, OH 44446

Get Directions
Ohio RV insurance coverage

Get a quote now

RV Insurance in Ohio & Pennsylvania

If you want to enjoy your RV safely, comfortably, and legally in Ohio and Pennsylvania, then you need RV insurance. However, RV insurance from the Ruddy Insurance Group can help you in various ways beyond the norm.

Who Needs RV Insurance in Ohio and Pennsylvania?

Ohio and Pennsylvania law states that it is illegal to drive a motor vehicle of any kind without insurance. That means you will need coverage for your RV as a motor vehicle to start with. You need at least liability coverage to drive or move your RV legally.

What Types of RV Insurance Coverage is Available?

We offer the minimum coverage, but RV insurance can often require additional insurance considerations. All the standard types of vehicle coverage still apply to RVs as well. For example, some other insurance options can include:

  • Additional body injury liability
  • Additional property damage liability
  • Uninsured and underinsured motorist
  • Comprehensive and collision
  • Medical payments
  • Roadside assistance

These insurance options are optional, but they can make a world of difference for those who need them. Adding protection and options to help you beyond liability can give you peace of mind and tangible help when you need it.

What Other Things Should You Consider for RV Insurance?

Choosing the proper insurance coverage for your RV also requires you to think about how you utilize your RV. Additionally, the type of RV matters as well.

Will you drive your RV or keep it mostly stationary? Is your RV a full motorhome or a trailer you will hook onto another vehicle? Depending on your answers to those types of questions, you will have to consider insurance options that accommodate those answers.

For example, you may need coverage for the items in your RV or any custom features you have. If you live full-time out of your RV, you will need to consider insurance options that cover your RV as it would a home.

In all cases, the Ruddy Insurance Group will have the RV Insurance options you need. Contact us to find out more about insuring your RV today in Ohio and Pennsylvania.


Featured Commercial Insurance

Locally owned and operated

Featured Home Insurance

Policies that meet & exceed expectations

Featured Auto Insurance

Get an Annual Policy review

Servicing States

  • Ohio
  • Pennsylvania