Riding a motorcycle can be a fun and exciting way to commute, explore new places, or enjoy the sunshine. If you’re in the Niles, OH area and looking for motorcycle insurance, Ruddy Insurance Group can help. Our agents are happy to answer your questions and ensure that you have quality protection when you need it most. You might be wondering if you really need a motorcycle policy year-round, especially if you don’t ride during the winter months. Here’s what to consider.
Insurance Covers More Than Riding
When you insure a motorcycle, you’re protecting it and yourself in the event of an accident, but that’s not all. Insurance can also provide coverage for issues such as theft or other types of loss. If you only insure your motorcycle during the summer months when you’re riding it, you won’t have protection if something happens to it while it’s stored.
Policy Options to Meet Your Needs
In some cases, you can adjust your insurance to fit your specific needs at different times of the year. By working with a dedicated agent, you can explore policy options that provide more or less coverage during specific seasons. However, it’s generally best to keep coverage on your motorcycle year-round, even if you’re not riding it, so you can have peace of mind knowing it’s protected from off-road events.
Get in Touch for Guidance Today
If you’re in the Niles, OH area and have questions about motorcycle insurance, contact us at Ruddy Insurance Group today. We’ll help you choose the best policy for your situation and goals. Then, you can feel confident and secure whether you’re riding or your bike is safely stored away for the winter months.
