{"id":163,"date":"2025-03-28T04:00:00","date_gmt":"2025-03-28T10:00:00","guid":{"rendered":"https:\/\/www.ruddyinsurancegroup.com\/blog\/?p=163"},"modified":"2025-03-18T11:02:41","modified_gmt":"2025-03-18T17:02:41","slug":"your-dog-and-their-affect-on-your-homeowners-insurance","status":"publish","type":"post","link":"https:\/\/www.ruddyinsurancegroup.com\/blog\/your-dog-and-their-affect-on-your-homeowners-insurance\/","title":{"rendered":"Your Dog and Their Affect on your Homeowner’s Insurance"},"content":{"rendered":"

How Your Dog Can Impact Your Homeowners Insurance<\/h2>\n

You may be aware of the various factors that can impact your homeowner’s insurance rates. These include your home’s location, construction materials, age, square footage, and its replacement value.<\/p>\n

At the Ruddy Insurance Group of Niles, OH, we think you should be aware that your dog—yes, your dog—may also impact your home insurance.<\/p>\n

Dogs Can Be a Liability Risk<\/h2>\n

While your insurance will be affected by the physical aspects of your home, it is also impacted by various liability risks. This can include a fireplace, a swimming pool, or even a dog.<\/p>\n

Some companies may base liability rates based on the size and aggressiveness of certain breeds of dogs.<\/p>\n

Being Upfront About Pets<\/h2>\n

You may be tempted to "forget" or "overlook" telling your home insurance provider about a dog. This can be a mistake. It could result in a claim being denied or even policy cancellation. You should always provide pertinent and accurate information to an insurance provider.<\/p>\n

Get a Homeowners Insurance Quote Today<\/h2>\n

While your pet may be a loving companion to you, an insurance company looks at them more as a liability risk to visitors, neighbors, and vendors. If you aren’t sure you are getting value from your homeowner’s insurance and live in the Niles, OH, area, we invite you to contact us at Ruddy Insurance Group. We are qualified to review the policies issued by any provider and will be happy to provide a quote. Keep in mind that not all insurance companies weigh the risks of dog ownership equally. Contact us to get started today.<\/p>\n","protected":false},"excerpt":{"rendered":"

How Your Dog Can Impact Your Homeowners Insurance You may be aware of the various factors that can impact your homeowner’s insurance rates. These include your home’s location, construction materials, age, square footage, and its replacement value. At the Ruddy Insurance Group of Niles, OH, we think you should be aware that your dog—yes, your […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[17,16,12,11],"class_list":["post-163","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-dogs","tag-homeowners-insurance","tag-niles-oh","tag-ruddy-insurance-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t